Laney Wyatt has problems. She's just been fired from her brand-new paralegal job. To make matters worse, her student loans are coming due and her medical bills from a past skiing accident are piling up. When Laney learns about a website where she can sell her dirty panties, she initially laughs it off as a lark. But it's no lark when she starts making hundreds of dollars a week and has more than enough to pay her medical bills and rent. Too bad Milo Coulson, her old crush from high school and her brother's best friend, finds her page and buys her underwear for his own naughty use...