The period since the global financial crisis has exposed some areas of serious illegal and immoral conduct within western banking systems. Drawing on interviews with more than 150 individuals working in financial services as well as regulators, politicians, and lawyers, this book explains what has and hasn't changed in bank culture. The Bank Culture Debate marks a significant step forward in our understanding of the crises in Financial services. It shows that the financialisation' of the AngloAmerican model of banking shows a deep structural fault line that a focus on culture and conduct goes only a fraction of the way to address. A must read for anyone wanting to understand both the last crisis... and the next one.