Richard Armour was a Stockbroker for sixteen years in London where he saw some huge changes, from the Big Bang and Crash of 1987 through to the recent development of electronic trading. He left the City in 1999 and relocated to Somerset. He is married and lives in Bristol with his wife Nicola who rides Dressage horses, representing Great Britain on several occasions. They are expecting their first child in the autumn. Richard is now Head of Sales for an Internet Hosting company, NTWebhost.co.uk James Patterson is one of Richard's favourite authors and main catalyst behind "The Habit". Richard is already working on his second book and has a website where you can find out more.